Minimum and maximum stay clear
The gross minimum is $500. The maximum is calculated from cycle profit, reserve, cycle cap, and the member's remaining rolling cap before submission is enabled.
Payouts
Know the qualifying rules and release limit before requesting.
Mayospell documents each funded-simulation lane, its active and qualifying-day requirements, concentration ceilings, gross minimum, cycle cap, cooldown, review target, and trader share.
No overnight holds
All positions and working opening orders must be flat by 3:50 PM CT; 0DTE positions by 3:30 PM CT. This includes defined-risk spreads.
The split rewards proven history
The member keeps 80% on the first three approved payouts across the profile, then 90% beginning with approval four.
Launch policy 1.0
These are the funded-account mechanics that govern every request.
Mayospell publishes the minimum, exact maximum formula, reserve, request window, profit split, and every objective hold before a member submits.
MAYO-RISK-2026-01 launch policy: August 19, 2026. Version 1.0, effective 2026-09-01. An activated seat keeps the policy version shown at checkout until that seat closes. Adverse changes are never applied to an open payout cycle.
Minimum request
$500 gross
The formula-based maximum must also reach this threshold.
Profit split
80 / 20 -> 90 / 10
The mature split begins with the fourth approved profile payout.
Cycle profit release
30% max
Still subject to the full reserve, tier cycle cap, and rolling profile cap.
Request cadence
14 days
From activation or the prior payout settlement, with one pending profile request.
No overnight holds
Overnight exposure is outside the launch product.
No option position or working opening order may remain after the applicable cutoff, including defined-risk spreads. An earlier exchange close or desk notice controls when applicable.
All options
3:50 PM CT
0DTE options
3:30 PM CT
Breach ladder
The first overnight event in a rolling 30-day period locks trading for the next session. A second closes the seat. A Mayospell-verified platform incident is reconciled under the incident policy and is not automatically attributed to the member.
Lane behavior
Standard, consistency, and live each use a different payout lane.
This is where the funded seat starts to feel operational instead of magical.
Standard funded-simulation cycle
Twelve settled active days and eight tier-qualified days are required, with a 30% best-day ceiling and 65% top-three ceiling.
Consistency funded-simulation cycle
Ten settled active days and eight tier-qualified days are required, with a 25% best-day ceiling and 60% top-three ceiling.
Reserve-first release
No payout can touch the full tier max-loss reserve. The request ceiling also cannot exceed 30% of net cycle profit or the published cycle and member caps.
No overnight risk
The launch combine and funded-simulation product do not permit overnight positions. Auto-flattening does not erase the rule event.
Tier caps
Review cycle caps and reserve floors before you buy.
These dollar caps are only one ceiling. The request must also fit within 30% of cycle profit, profit above reserve, and the remaining profile cap.
50K Options Combine
$50K
- Standard cycle cap
- $1,000 first / $2,000 mature
- Consistency cycle cap
- $1,250 first / $2,500 mature
- DLL effect
- Same caps; DLL changes price, not release limits
100K Options Combine
$100K
- Standard cycle cap
- $1,500 first / $3,000 mature
- Consistency cycle cap
- $2,000 first / $4,000 mature
- DLL effect
- Same caps; DLL changes price, not release limits
150K Options Combine
$150K
- Standard cycle cap
- $2,250 first / $5,000 mature
- Consistency cycle cap
- $3,000 first / $6,000 mature
- DLL effect
- Same caps; DLL changes price, not release limits
Tier
Reserve
Std 1
Std 2-3
Std 4+
Cons 1
Cons 2-3
Cons 4+
50K
$2,000
$1,000
$1,500
$2,000
$1,250
$1,750
$2,500
100K
$3,000
$1,500
$2,250
$3,000
$2,000
$3,000
$4,000
150K
$4,500
$2,250
$3,500
$5,000
$3,000
$4,500
$6,000
Lane matrix
Compare Standard, Consistency, and Live side by side.
This is the part prop traders actually compare: what qualifies the request, how much can be taken, and what exactly resets afterward.
Lane
Qualifier
Request size
Reset after payout
Desk note
Funded Simulation · Standard
12 active / 8 qualified; 30% best / 65% top 3
Lowest of 30% profit, reserve excess, cycle cap, profile cap
Counters reset; new 14-day cooldown
Qualified-day threshold is $150 / $250 / $350 by tier.
Funded Simulation · Consistency
10 active / 8 qualified; 25% best / 60% top 3
Same four-part maximum formula
Counters reset; new 14-day cooldown
Qualified-day threshold is $200 / $300 / $450 by tier.
Launch overnight policy
Flat by 3:50 PM CT; 0DTE flat by 3:30 PM CT
Any unresolved breach blocks release
First event locks next session; second in 30 days closes seat
Defined-risk spreads and working opening orders are included.
Request workflow
Follow the full payout cycle, not only the threshold.
A funded trader needs to know how a request is earned, when it is submitted, and what resets afterward.
01
Trader qualifies
The account satisfies its active-day, qualified-day, concentration, reserve, cooldown, and no-overnight gates.
02
Request enters dashboard queue
The portal computes the exact gross maximum, trader net, firm share, policy version, and remaining reserve before submission.
03
Desk review and release
The desk validates settled ledger and compliance facts against published codes; reviewers cannot invent new conditions after the cycle.
04
Cycle resets
After settlement, active-day and concentration counters restart and a new 14-calendar-day cooldown begins.
Standard payout lane
12 active days + 8 qualifying days
- Best day must be at or below 30%; the top three days must be at or below 65% of net cycle profit.
- Gross request is capped at 30% of cycle profit and must leave the full tier reserve untouched.
- 14-calendar-day cooldown; only one pending request across the member profile.
- Every position and opening order must be flat by the published cutoff; no overnight holds.
Consistency payout lane
10 active days + 8 qualifying days
- Largest winning day must be at or below 25% of net cycle profit.
- The top three winning days combined must be at or below 60% of net cycle profit.
- The same 30% release, reserve, cooldown, profile-cap, and no-overnight gates apply.
- After settlement, day counts and consistency math restart from zero.
Release map
Every payout request has a visible queue state.
That way the trader understands whether Mayospell is promising instant cash-out, real desk review, or a staged compliance process.
01
Submitted
The trader enters a payout request inside the portal during the desk window and sees the request amount leave the balance immediately.
02
Reviewing
The desk verifies lane math, payout caps, review notes, and whether the request still looks like funded-quality behavior.
03
Clarification
If a payout rail, tax form, or trade-quality question is unresolved, the request pauses in a visible hold state instead of vanishing into support.
04
Approved
The request is cleared for payment and the trader sees the next cycle reset preview before funds leave the system.
05
Settled
The payout lands, proof-of-payout is logged, and the funded seat reopens with a fresh qualifying cycle.
Payout rails
See the payout methods and fees before requesting.
That keeps the payout story commercial and operational at the same time: which rails are fast, which ones cost money, and which ones only work in the U.S.
Method
Availability
Processing time
Desk fee
Prop-to-brokerage
US only
Same day when approved before 12 PM CT
No desk fee
Aeropay
US bank accounts
Instant after approval when RTP is supported
No desk fee
Wise
Domestic and international
1 to 3 business days
No desk fee
ACH
US bank fallback
1 to 3 business days
$30 processing fee
Wire
Domestic and international fallback
5 to 10 business days
$30 processing fee
Compliance gates
Review the approval checks before signup.
A serious prop product tells traders exactly which identity, tax, jurisdiction, and trade-quality gates can pause a payout.
Gate
Checked when
What it changes
KYC after first purchase
Before new purchases, resets, add-ons, and payout approval
Purchase rail can lock while trading access remains open
Tax form and legal identity
Before approval and before live call-up paperwork
Funds do not release until the profile, tax form, and payout name agree
Jurisdiction and payout rail
At payout submission and before live progression
Unsupported regions or rails trigger clarification or a fallback payment route
Published policy and overnight flags
Before submission and again against the settled order ledger
Only a named policy code tied to specific orders can hold the request; reviewers cannot add a new condition
Desk behavior
Know the payout mechanics before they affect your request.
This is where a payout page starts sounding like a real desk instead of marketing copy.
One profile request at a time
Only one request may be pending across all funded seats. This prevents a multi-seat stack from creating a sudden reserve drain.
Gross and net are separate
The portal shows the gross distributed profit, trader net, and Mayospell share before submission. The split is never taken from an undisclosed number.
POP cards close the loop
Completed payouts should generate visible proof-of-payout records inside the portal instead of disappearing into a back-office ledger.
Seat math, profile exposure
Each seat keeps its own day and concentration counters, while pending-request and rolling-30-day cash caps apply across the member profile.
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